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📕 A2: Grades 10-12 • MONEY BASICS

Bank Account Safety Guide

Learn how to keep your money safe with rules and advice. Practice using imperatives and must/mustn’t.

Bank Account Safety Guide
💬 Warm-up
1 Do you have a bank account?
2 How do you keep your password safe?
3 What is online banking?

🎯 Objectives

  • Use imperatives to give instructions
  • Use must and mustn’t to talk about rules
  • Learn vocabulary about banking safety
In this block:

📚 Vocabulary

1.
password
"You need a strong password for your bank account."
A secret word or code to access your account.
2.
security
"The bank has good security to protect your money."
Protection against danger or loss.
3.
fraud
"Beware of online fraud that tries to steal your money."
When someone tricks you to get your money.
4.
deposit
"I want to deposit money into my savings account."
To put money into a bank account.
5.
interest
"The bank pays me interest on my savings."
Extra money the bank gives you for saving.
6.
ATM
"I can withdraw cash from the ATM."
A machine that gives you money from your account.
🗓️ Friday, 9th October 2026
password
A secret word or code to access your account.
security
Protection against danger or loss.
fraud
When someone tricks you to get your money.
deposit
To put money into a bank account.
interest
Extra money the bank gives you for saving.
ATM
A machine that gives you money from your account.

✍️ Practice

Guess the missing word.
1. The bank offers a high interest rate on savings accounts.
2. Don’t click on suspicious links; that could be a form of fraud .
3. I will deposit my paycheck into my checking account.
4. The bank uses high-level security to protect your account.
5. You should create a strong password for your online banking.
🗓️ Friday, 9th October 2026
1. The bank offers a high interest rate on savings accounts.
2. Don’t click on suspicious links; that could be a form of fraud .
3. I will deposit my paycheck into my checking account.
4. The bank uses high-level security to protect your account.
5. You should create a strong password for your online banking.

📖 Reading

Tips to Protect Your Bank Account

Many people have bank accounts. It is important to keep your money safe. First, use a strong password. Do not tell anyone your password. A good password has letters and numbers. Do not write your password on paper. Memorize it. If you get an email asking for your bank details, do not reply. That is a common fraud trick. Always log out of your online banking when you finish. Use a different password for each account.

Only use the ATM in safe places, like inside a bank or a busy area. Cover your hand when you type your PIN. When you deposit money, keep the receipt. You can earn interest if you save money in a savings account. Banks have strong security systems, but you must also be careful. You must not share your personal information. Check your bank statements every month. If you see a mistake, tell the bank. You must protect your account like you protect your phone.

Comprehension Questions

1.
What should you do to make a strong password?
Use letters and numbers, and do not tell anyone.
2.
What should you do if you see unusual activity in your account?
Call your bank immediately because it might be fraud.
3.
Where is a safe place to use an ATM?
In safe places like inside a bank or a busy area.
4.
Why do banks pay interest?
They pay interest when you save money in a savings account.
5.
What must you not do with your personal information?
You must not share it with anyone.

🎧 Listening Practice

My Online Banking Story

0:00 / 0:00
Listening context

Comprehension Questions

1.
What did Lucy almost do when she got the email?
She almost replied with her password.
2.
How can you check if an ATM machine is safe?
Look for anything strange on the machine.
3.
What should you do if someone calls pretending to be from the bank?
Hang up and call the bank directly.
4.
What does Lucy do to keep her password safe?
She uses a strong password and changes it often.
5.
Why is it important to check your account regularly?
To see if there is any unusual activity.

🗣️ Pair Work

Security Discussion

"Work with a partner. Talk about online banking safety. Use the vocabulary and grammar from this lesson. For example, give advice using imperatives (Always log out) and rules using must/mustn’t (You must not share your password). Discuss these questions: What are the biggest risks in online banking? How do you keep your account safe? What should you do if you think there is fraud?"

👉 Read the questions with your partner.

👉 Each person shares two tips.

👉 Discuss which tip is most important.

🚀 EnglishDee Tasks

KEYWORDS: password security fraud deposit interest ATM
✍️ WRITING

Security Rules

Write a list of 5 rules to keep your money safe from fraud. Use imperatives and must/mustn’t. For example: ‘Use a strong password.’ or ‘You must not click on suspicious links.’ Write at least 80 words.

✅ Checklist:
  • Minimum 80 words.
  • Use at least 4 vocabulary words from the list.
  • Use imperatives for 3 rules and must/mustn’t for 2 rules.
🎙️ SPEAKING

Fraud Alert

Record a 45-second talk warning a friend about common money scams. Give advice using imperatives and must/mustn’t. Start by greeting your friend, then explain 1 common scam, then give tips to avoid it.

✅ Checklist:
  • Duration: 45 seconds.
  • Use at least 4 vocabulary words.
  • Speak clearly and use a friendly tone.
Helpful Phrases
  • Always log out of your online banking.
  • Never share your password with anyone.
  • You must check your bank statements every month.
  • Cover your PIN when using an ATM.